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Senior Bridging Underwriter

An opportunity has arisen to join our successful bridging underwriting team based at our head office in Watford. The overall responsibility of the role is to take ownership of allocated cases from inception through to completion.

To apply, please submit your CV to our recruitment team at recruitment@enragroup.co.uk.


Job Description

Key Accountabilities

  • Managing the entire lending process from application through to drawdown whilst adhering to underwriting and due diligence processes.
  • Effectively manage the lending process by liaising with internal departments and external parties.
  • Instructing Solicitors once offer is made and providing all relevant documentation.
  • Support team members and coach other underwriters.
  • Act with integrity and embrace philosophy of TCF guidelines and adhere to responsible lending principles.
  • Demonstrating deep underwriting knowledge and expertise.
  • Be willing to assist the wider team when required.

Skills & Competencies

  • Excellent attention to detail
  • Strong organisational skills
  • Ability to perform under pressure and meet deadlines

Knowledge & Qualifications

  • Experience underwriting mortgage applications, specifically within the Bridging and/or development market.
  • A strong understanding of the UK housing market and FCA regulation.
  • CeMAP (desirable, not essential) or a willingness to study for this qualification

Personal Attributes

  • Excellent communication skills
  • Resilient and flexible
  • Able to work under pressure
  • Approachable and self- motivated

How these will be demonstrated in the role


Demonstrating: ability to work in a team and being committed to achieving a common goal; ability to work not only within one’s own department but across functions and the organisation in order to achieve goals; ability to persuade and influence others.


Demonstrating: a desire and drive for success; a determination to not only meet but exceed customer expectations and goals. Assuming full responsibility for the consequences of one’s behaviour or decisions. Completing work on time and within budget. Producing high quality work, with an attention to detail and accuracy, and in a compliant manner. Understanding one’s responsibilities, taking ownership of them and doing what is necessary to make them happen.

Customer focus

Focusing on the needs of individual customers and ensuring that we build our business around the customer. Using our experience and market knowledge to capitalise on opportunities and challenges; demonstrating a ‘will to win’ in the market through effectively managing risk. Developing solutions that enhance the organisation’s products, services and processes for the benefit of individual customers.


Demonstrating: moral judgement and character, honesty and leadership values; an understanding of right from wrong and puts into practice. Treating others, the way one would like to be treated, and demonstrates respect; confidentiality in the workplace.

Creativity/ Agility

Demonstrating: the ability to be creative, flexible, adaptable to change, highly responsive to business needs and acting decisively; ability and confidence to make timely decisions within the scope of responsibility. Able to modify one’s behaviour to achieve a goal, as well as being able to adapt and add value through change.

Submit your C.V.