Specialist property finance that delivers
We are the UK’s leading specialist finance distributor committed to a fast, flexible, and effective access to the UK specialist finance market.
At Enterprise, we have access to an extensive panel of lenders and some of the most sophisticated software in the industry, this allows us to source second charge mortgages, bridging loans, development finance, and residential, Buy-to-Let & commercial mortgages for every need. Due to our business volumes being higher than most, we find it easier to secure competitive deals for advisers.
We pioneered the strategy of working with large mortgage networks and have subsequently become the biggest B2B specialist finance distributor in the UK.
The reason we are the first choice for so many intermediaries throughout the UK is that we combine expert product knowledge with first class service and ensure good customer outcomes are at the heart of everything we do. Plus, our loan conversion rates speak for themselves. Since 2002 we’ve written over £3.5 billion of secured loans at a conversion rate of 45%.
Our specialist finance services
Short-term interest only loans allowing quick access to funds for a wide variety of uses.
Borrowing for businesses looking to purchase properties
Mortgages with extra considerations, such as Ltd company ownership and mixed use
Borrowing for property development projects (including site purchase and funding building costs)
Borrowing secured against a property that offers a client an alternative way to release equity from a home
- No early repayment charges
- Interest roll-up for zero monthly payments
- Up to 80 – 100% LTV available with additional security
- Peace of mind that your clients’ cases are being dealt with by industry-leading experts
- Finance can be used to purchase or re-mortgage as a first or second charge loan
- Loans can be secured against all property types: houses, flats, commercial units, land with planning, uninhabitable, and mortgageable properties
- Up to 100% loan-to-value (with additional security)
- Business start-ups considered
- No ERCs or lender fees on selected products
- Minimum loan of £20,000
- No minimum income or maximum age requirements
- No investment experience required on selected products
- UK and offshore companies considered
- Flexible landlord exposure limits
- First-time landlords and property owners considered
- Wide range of property types considered
- Available to expats and foreign nationals
- Efficient application process
- Loans from £150,000 to £25,000,000 available
- Build costs available up to 100%
- GDV available up to 65%
- Land purchase price available up to 60%
- Highly personal service from start to finish
- 24-month terms
- Competitive interest rates
- Loans available up to 100% LTV
- Impaired credit loans available up to 75% LTV
- Up to £2,000,000 standard lending criteria (more available by exception)
- No costs for the customer incurred until completion – including valuation and legal*
- Fixed rates available with no extended tie-ins
- Peace of mind that your clients’ cases are being dealt with by leading industry experts
Industry Leaders
Enterprise Finance is authorised and regulated by the Financial Conduct Authority
Since we started trading in 2002, we have brokered over £4 billion in specialist finance deals
In 2017, Enterprise Finance was ranked 35th in The Sunday Times / Virgin Fast Track 100 programme (appearing for the 4th consecutive year).
In 2014, Enterprise Finance was named the 15th fastest-growing company in the UK according to The Sunday Times (BDO Profit Track 100 programme)
Proud member of the Association of Finance Brokers
Learn more about Enterprise Finance
Specialist Property Finance that delivers
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Lending:
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Broking:
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