The UK’s fastest-growing specialist lender
Building on the foundations of our highly successful bridging finance service, we extended our product range in January 2017 to include Second Charge mortgages for both residential and Buy-to-Let borrowers. This portfolio of products coupled with our industry expertise leadership saw us become the UK's fastest-growing second charge lender.
In order to support our clients and drive the market forward, we launched our range of Buy-to-Let mortgages in January 2019 ensuring that we now have a full range of market-leading products for our brokers and partners.
Besides offering some of the most competitive lending rates in today’s market, our superfast online platform offers bespoke technological solutions to support swift decisions, as well as reducing processing times to speed up the completion process. We have a dedicated team of experts on hand to support brokers, property professionals and borrowers who have more complex circumstances, and who might benefit from a more personalised approach to find a solution that best fits their needs.
We are committed to offering the highest levels of service to our clients, brokers and partners and our dedication to our products and commitment to the market has seen our team win several industry and trade awards.
With the perfect blend of modern technology and a personal approach to underwriting from our in-house team, we deliver a first-class service for you and your clients.
Highly competitive rates and a personal and pragmatic service delivers rapid turnarounds to get a project or purchase safely over the line
Including a range of both standard and specialist buy to let products
Specialist loans for property development and funding building projects
Diverse portfolio available for both residential and Buy-to-Let clients
Why choose a second charge mortgage?
A second charge mortgage can be used for a variety of loan purposes. If your client needs to raise extra cash for a specific reason, without disturbing their existing mortgage arrangements, it can be the ideal choice.
Originates £1bn of specialist mortgages per annum
Enviable credit risk record
FCA regulated (for regulated activities)
Memberships include ASTL, FIBA, FLA and NACFB
Learn more about West One
Market Leading Specialist Finance
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