Our people are our passion, and their passion for delivering specialist financial solutions for our clients has developed our industry-leading group. Led by a team of bright, young and open-minded financial professionals, Enra is committed to enabling ambitious, entrepreneurial customers to achieve their ambitions in the property market.
We entered the specialist loans market back in 2002, since then we've built, acquired and grown businesses to become one of Europe's fastest-growing property finance and specialist lending companies, as recognised by the FT1000.
Enra offers a broad range of specialist lending solutions to homeowners, professional property investors, developers and landlords. Our exceptional credit record over the last ten years, underpinned by consistent underwriting discipline, together with our long term, flexible and diversified funding strategy has allowed Enra to provide continuous support to its customers.
Our commitment to supplying a stable source of funding enables Enra’s customers to deliver property projects that create jobs, supply quality housing and in turn support the wider economy, building a better future for all.
Our unique business model combines lending and broking, allowing us to provide a full range of advice and funding solutions across the full spectrum of property lending products. We take great pride in forming lasting relationships with our customers as their trusted funding partner.
We specialise in creating integrated lending solutions across the property investment lifecycle, encompassing acquisition, planning, development and sale. Where mainstream bank funding can be inflexible, our expertise and agility allows us to offer specialist products tailored to each property investment. We can deliver quickly to enable our customers to seize opportunities as they arise.
Whether we’re sourcing products, passing on advice or answering the phone, we are always motivated by what’s best for our customers.
Decision-making is a key skill in our industry. So we set high service standards for all of our employees and encourage them to take full responsibility for their actions.
In a world that has its fair share of rules, regulation and procedures, we believe that creativity is often the best way to overcome obstacles.
Respect is at the heart of all our relationships with customers, colleagues and broker partners. It helps us to think differently, make better decisions and ultimately grow as a business.
We are positioned for long term growth; we invest and dedicate time to our operations, management capabilities and our brand.
The combination of our strong internal operations and our unique business model has ensured consistent financial performance, successful new product development and a long positive future for the business.
Rather than relying on traditional products, we’re always open to new ideas and use our scale in niche markets to develop solutions that match the specific needs of our clients. This flexibility is a huge advantage in today’s changeable markets and sets us apart from many of our competitors.
We don’t ever let complexity get in the way of a competitively-priced loan. Although our talented underwriters use impressive technology to inform their decisions, they also use experience and common sense to make sure they reach the right outcomes. Plus they like a challenge and go out of their way to add value – even if it requires a little creative thinking.
With a team of dedicated, experienced professionals, our compliance team is instrumental in keeping our products and services in line with the latest rules and regulations. It also plays a pivotal role in helping customers, providers and brokers to navigate our highly-regulated industry.
Like any successful business, our people are at the heart of everything we do, which is why we go out of our way to employ the very best in the industry. Our experienced team is full of experts who work hard, care about the details and know how to deliver on their promises.
Our state-of-the-art IT platforms make it effortless for brokers to understand their options, track applications and pass on real-time updates to their clients. Our in-house experts have developed proprietary technology that makes us both efficient in the underwriting process and supports credit decisions. Using this software, information on all our products and services can be accessed in just a few clicks.
Having been in the industry for many years and seen many changes, we know just how important it is to maintain a robust financial infrastructure. Through our equity partners and working relationships with world-leading financial institutions, we have ensured the group is built on solid financial foundations. As well as supporting our ambition and bolstering our service, the financial security we get from our combined businesses gives our clients a great deal of confidence – helped by the fact that we offer an industry-leading return on equity.